Privacy Policies and Practices

What kind of nonpublic personal or proprietary financial information do we collect about you and from whom?

We obtain most of this information directly from you, either through personal contact or though sources such as your website. The application you complete, as well as any additional information you provide or that we learn from on-site visits, is generally what we need to service your account. We may also collect nonpublic personal or proprietary financial information about you from others. Third party sources of this information might include government agencies, consumer reporting agencies, courts and other public records. The types of such information we gather depends on the nature of the insurance transactions or services we perform for you and the types of insurance coverage that you require.

To whom do we disclose personal or proprietary information about you?

We do not disclose any nonpublic personal or proprietary financial information about you to anyone, except as we may deem necessary to comply with applicable law. In addition, we may disclose personal or proprietary information in connection with our survey of insurance markets and the filing of coverage applications on your behalf with various insurance carriers, general agents or other industry sources. We will not disclose any information if such disclosure would be contrary to applicable law.

How do we safeguard personal or proprietary information in our records?

Except as set forth below, access to nonpublic personal or proprietary information about you is limited to our employees and agents who need to know that information in order to properly service your account. Access to electronic records is only allowed through passwords and identification codes issued to our employees.

While we do not sell client lists or other client information in the ordinary course of business, we reserve our right to disclose information in certain circumstances:

JMB Insurance reserves the right to disclose, sell or transfer client information (including but not limited to your address, name, age, sex, zip code, state and country of residency and other information that you provide through other communications) to (1) a potential buyer or other successor to the business in connection with the potential sale or transfer of all or a portion of its business or accounts,, or (2) consultants or other third-party contractors do the extent such disclosure is necessary in connection with the establishment or improvement of JMB Insurance’s systems or procedures, who agrees in connection with such disclosure to comply with confidentiality and protection procedures that are similar in nature and scope to those set forth herein.

Our policy regarding dispute resolution:

Any controversy or claim arising out of or relating to our privacy policy, or the breach thereof, shall absent contrary contractual terms between us, be settled by arbitration in accordance with the rules of the American Arbitration Association, and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

For more information, email info@jmbins.com