From the moment we are engaged by you, the Mission of JMB Insurance is to help you grow and protect your business, people and personal assets by performing the two functions that define outstanding insurance professionals-experienced, analytical risk consulting and employee benefits planning combined with client-centered insurance placement. We take the same approach to your individual life insurance and income protection needs. We perform these functions on a round the clock, round the year basis.

As consultants, we analyze our clients' true business and personal asset protection needs, create cutting edge risk management programs, provide innovative employee benefits and develop cost effective personal insurance solutions.

As insurance brokers, we continually monitor and examine the offerings of the highest rated, financially stable underwriters in all insurance categories. We maintain strong, useful relationships with these insurance companies and we negotiate the best possible premium values for our clients.

Both of these day in/day out aspects of our service are equally vital to our clients. It has been fashionable among many insurance professionals to describe their service as strictly that of a consultant. Others regard the broker's function strictly as that of the tough negotiator. An equally narrow view.

You need the best possible combination of experienced, creative consulting and tough, client-centered, knowledgeable negotiation. That is the distinguishing profile of JMB Insurance. For over 30 years, we have been serving the needs of growing businesses and personal insurance clients with singular focus and devotion. We only do insurance. We are extremely proud to be outstanding insurance professionals.

Our theme of daily engagement is the clearest possible promise that we will be there for you, not once a year at renewal time, but functioning as part of your team, helping your business grow and prosper.

To our current clients, thank you for the opportunity to serve you. And, to our prospective clients, we hope that we will be able to contribute to the success of your business.

Sincerely yours,

Steven J. Topel
President
JMB Insurance